Interest Free Credit & Finance


At Sarah Layton we offer 0% finance on everything over £250 excluding pre-owned watches. You can apply for finance from the product page on the website. 0% finance lets you spread the cost over several months to several years without any interest charges. We can usually offer between 6-36 months finance depending on the value of the item.

Our finance is provided by V12 Finance who are a well-regarded company with over 15 years' experience in providing finance to customers of UK jewellers. V12 has extensive experience in this area and is currently growing its presence in this market.

The online application takes minutes to complete and can be done on your computer through our fully automated online service at the checkout. Alternatively, it can be done over the phone or in-store. A decision is usually instant.

By making a finance application you are in no way committing to taking out finance until you have signed the agreement.

There's a couple of conditions:

  • A minimum 10% deposit is required
  • You need to be a UK citizen


Please be aware we can't always offer 0% finance with any other offer or discount. 

If you are interested in finance and want to know more, please email us at or call us on 01254 822062 and we'll give you all the information that you need.